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Buyer’s Guide

Step by Step

The following information is intended to help you understand the process and give you an indication of the obligations of overseas home ownership.

The official body, which represents the seller and the buyer's legal interest's is the Land Registry Office, "TAPU." This public service ensures the following:

  1. The Title Deeds of the property are in order
  2. The person selling the property is the registered owner
  3. There are no debts or charges on the property
  4. Building licenses and permissions are in order
  5. Terms and conditions of purchase

The client will be provided with a list of English speaking solicitors recommended by the local council. The clients appointed solicitor will verify the process of purchasing a property here in Turkey therefore, protecting the purchaser's interests.

SURVEY

Property surveys are not a legal requirement in Turkey, the client often feels it is prudent especially in the case of older properties for a survey to be carried out, at the client's request their appointed solicitor can make arrangements for a survey to be done.

Please note any buildings constructed after the year 2000 have to adhere to the recently passed Building Regulations Law which sets strict standards in terms of type of build, quality of materials used and health and safety features required. This process is implemented by the Turkish Building Standards Authority named "Yapi Denetim."

SALE AGREED

The following will be required:

  1. A copy of the purchasers ID card/ passport leagaly transalted at a Turkish Notary office.
  2. Passport sized photos required of intended persons to be shown on the Title Deeds.

Elite Homes advise their clients to open bank account in Turkey which will help them to set up any future direct debits to cover the every day running costs of their new home and to obtain a tax number a requirement needed when opening a bank account and purchasing a home. Of course, Elite Homes will be more than happy to assist in this as part of our service.

BREAKDOWN COSTS

Please note before signing any contracts Elite Homes will provide a full breakdown of all costs involved on top of the purchase price of the property, usually estimated in and around 9%.

Example

CUSTOMER NAME: PAUL & JANE SMITH

PROPERTY NAME: Sea Dream Villa
Price of House € 53, 000, 00
3% Estate Agent fee € 1, 590, 00
18% sales tax on Estate Agent Fees € 286, 20
TOTAL 54, 876, 20

ESTIMATED ADDITIONAL COSTS

Tapu title Deeds Tax (4% of nominated value) € 550, 00
Habitation Liscence  - New Builds € 800, 00
Lawyer € 1, 000, 00 
Military clearance / Per person & transalations € 200, 00

Appointment of "Power of Attorney" Notary Office fee

€ 250, 00

Electric & Water connection and registration  and new meters if appliable € 400, 00
Total € 3, 200, 00

ESTIMATED ANNUAL RUNNING COSTS

The costs shown are a guide and will vary depending on size of your property and the area.

Build & Contents Insurance € 180, 00
Council Tax € 40, 00
Complex Maintenance payments (if applicable € 300, 00
Electric & Water (metered) all year use € 450, 00

The costs of running a property in Turkey are much lower than in the UK and Ireland, particularly with regard to water, electricity and rates. These figures are an average and may vary.